Unofficial guide
Palco Enrollment
You do not simply sign up "with Palco": first the state program or health plan approves self-direction, then refers you to the fiscal intermediary.
- Official sources
- Last verified Oct 20, 2026
- Independent site, not a government agency
Written by Luis Fernando Garcia
Reviewed against official sources Last verified 3 official sources cited
Independent guide. We are not affiliated with Palco or any agency. We will never ask for your password.
Colorado
Program: CDASS (Consumer-Directed Attendant Support Services)
CDASS members choose Palco or PPL as their FMS, which hires and pays attendants, handles taxes and tracks spending. Members can switch FMS quarterly (by March, June, September or December 16, paperwork due the 1st). Consumer Direct Colorado provides training, not payroll.
Official state source · State FMS guide
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New Jersey
Program: Personal Preference Program (PPP) and Division of Developmental Disabilities self-directed employee option
PPP has two fiscal intermediaries chosen by the managed care plan: Horizon NJ Health members use Palco; Aetna Better Health of New Jersey, Fidelis Care, UnitedHealthcare Community Plan and Wellpoint members use Public Partnerships LLC (PPL). Separately, DDD moved its self-directed employee model from PPL to Acumen Fiscal Agent, with Acumen service starting December 7, 2025. The DDD change does not affect PPP.
Official state source · Second official source · State FMS guide
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More Palco guides: login · phone · timesheet · pay-rate
We list only states verified on official sources. Other states are pending.
Sources
- Colorado: https://hcpf.colorado.gov/cdass-policies-resourcesOfficial
- New Jersey: https://www.nj.gov/humanservices/dmahs/individuals-families/njppp.shtmlOfficial
- New Jersey: https://www.nj.gov/humanservices/ddd/individuals/access-services/self-direction/Official
Last verified